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TurboTax Review 2025

Katy Ward

In a Nutshell

TurboTax offers paid services for filing both federal and state tax returns. With 3 plans, customers can choose between completing their own returns and receiving guidance from the company’s advisors. Although TurboTax isn’t accredited by the Better Business Bureau, it offers robust cybersecurity features and an audit guarantee scheme, as well as promising to cover any IRS penalties—plus interest—that result from errors on its part.

pros

  • Full service available
  • Multi-factor/biometric authentication
  • Audit guarantee service

cons

  • Cheaper alternatives to paid plans
  • Poor reviews on Trustpilot

TurboTax at a Glance

8.8
Editorial Score

Pricing

$0-$169
8.0

Expert Help

Online expert assistance or have an expert do it for you (for an additional cost)
10.0

Mobile app

Intuitive and user-friendly mobile app to easily file your taxes
10.0

Customer Support

Support only available via phone
8.0

Filing Fees

$0-$400
8.0

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TurboTax offers a range of different plans. Once you’ve signed up, you can complete your return yourself or receive help from TurboTax’s advisors.

If you choose to receive professional guidance, you’ll have 2 options. With the first, you’ll get support from advisors via live chat, video calls, and phone, as well as having a tax professional review your completed return.

Alternatively, you can opt for a full-service plan whereby an advisor will complete your return on your behalf.

As well as e-filing, TurboTax offers its services through CDs or downloadable plans, which enable you to install its software on your device and complete your return if you’re not connected to the internet.

Optional Add-Ons

After you’ve completed your federal tax return, TurboTax will ask whether you’d like to complete your state tax return through its service. If you choose to do so, its software will transfer the information you’ve entered for your federal tax return into the relevant documents for your state taxes. You may also need to provide additional pieces of information to allow the system to check whether you qualify for further deductions.

Even more so, roughly 37% of filers qualify for filing a Form 1040 return with limited credits, meaning they can submit their tax returns using only the IRS Form 1040, without the need to attach additional forms or schedules. 

How much does TurboTax cost?

The cost of TurboTax’s service will depend on the plan you choose and the level of support you receive.

If you choose to complete your own tax return, you’ll pay the below.

Federal TurboTax Online

TurboTax Free Edition*
$0
TurboTax Deluxe 
$39
TurboTax Premium 
$89

* ~37% of taxpayers qualify. Simple Form 1040 returns only (no schedules except for Earned Income Tax Credit, Child Tax Credit and Student Loan Interest).

Federal TurboTax Live

TurboTax Live Assisted Basic*
$49
TurboTax Live Assisted Deluxe 
$89
TurboTax Live Assisted Premium 
$169
TurboTax Live Full Service **
Starting at $89

*Simple Form 1040 returns only (no schedules except for Earned Income Tax Credit, Child Tax Credit and Student Loan Interest)

** Price estimates are provided prior to a tax expert starting work on your taxes. Estimates are based on initial information you provide about your tax situation, including forms you upload to assist your expert in preparing your tax return and forms or schedules we think you’ll need to file based on what you tell us about your tax situation. Final price is determined at the time of print or electronic filing and may vary based on your actual tax situation, forms used to prepare your return, and forms or schedules included in your individual return. Prices are subject to change without notice and may impact your final price.

State TurboTax Online

TurboTax Free Edition State*
$0
TurboTax Deluxe State 
$39
TurboTax Premium State 
$39

* ~37% of taxpayers qualify. Simple Form 1040 returns only (no schedules except for Earned Income Tax Credit, Child Tax Credit and Student Loan Interest)

State TurboTax Live

TurboTax Live Assisted Basic State*
$39
TurboTax Live Assisted Deluxe State 
$49
TurboTax Live Assisted Premium State
$49
TurboTax Live Full Service
 $49

* Simple Form 1040 returns only (no schedules except for Earned Income Tax Credit, Child Tax Credit and Student Loan Interest)

How does TurboTax work?

Whichever plan you choose, the first step is to provide your email address and some basic information about yourself and your finances. In many cases, you may not need to submit your W-2 or 1099 as TurboTax can import information from more than a million financial institutions and employers.

Based on these initial details, TurboTax will search through more than 350 possible deductions to ensure you receive the maximum possible refund before submitting your return electronically. If you need to amend your return after filing, you can do so via your online account.

Should you receive an audit letter, TurboTax’s support guarantee will offer you guidance from a trained tax professional to help you understand the notice and answer any questions.

Overall, we found TurboTax’s website extremely user-friendly with a clear and accessible explanation of its services.

Is TurboTax reliable and safe?

With the slogan “security is built into everything we do”, TurboTax operates multi-factor authentication on all platforms. This means you’ll need to enter both your password and a one-time code sent to one of your trusted devices to access your account.

The company also promises that all its tax returns are completed correctly and will reimburse any IRS penalties, plus interest, that result from an error on its part.

Worryingly, however, the company has a rating of just 1.6 out of 5 on Trustpilot, with some users complaining about the level of customer service. And although it has a rating of A+ on the Better Business Bureau, TurboTax isn’t accredited by the agency.

Help and Support

The level of customer support you receive will depend on the plan you choose.

If you opt for a plan that includes support from TurboTax’s advisors, its Live Help button will allow you to live chat with a tax professional as you fill in your return. Alternatively, you can set up a video call.

In one particularly attractive feature, the company offers access to bilingual advisors who can work with its Spanish-speaking customers.

If you’re not a TurboxTax customer, you can contact the company through its online query form. There is also a detailed selection of FAQs on its website and an active online community that allows you to discuss tax-related issues.

Likewise, there is a blog on its website, which covers a wide range of tax-related topics and is updated on an almost daily basis.

What about the TurboTax app?

Like similar services, TurboTax allows you to access all its services via a mobile app. To protect your security when using the app, you can install Touch ID, which enables you to add fingerprint recognition to your account.

As TurboTax was created by financial software company Intuit, it is compatible with other apps in Intuit’s product suite. For example, Intuit’s TaxCaster app, which operates on the same calculator as TurboTax, can provide you with an estimate of your tax refunds. Likewise, customers can sync their accounts with the ItsDeductible app to keep track of their charitable donations.

 TurboTax TurboTax Visit Site

Bottom Line

TurboTax offers up-to-date software, professional tax advisors, and an audit guarantee scheme for every tax return, making it an attractive option for many.

Ultimately, determining the value of TurboTax may lie in the level of confidence you have in filing your taxes and whether you’d be willing to pay a little extra for peace of mind.

FAQs

Can I file for an extension through TurboTax?

Yes, you can file for an extension through its Easy Extension website.

When will I receive my refund?

Although TurboTax can’t guarantee timings, its website states that it typically takes around 21 days to receive a refund after the IRS accepts your return.

Can I file through TurboTax if I’m a non-US resident?

Yes. TurboTax has partnered with Sprintax.com to help non-residents file their 1040NR tax forms.

Oxford graduate Katy Ward is a seasoned journalist and editor covering personal finance and software topics for Top10. Over a 15-year career, Katy has worked with several finance titans, including Barclays, Tandem Bank, and Yahoo! Finance.
TurboTax

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