In a Nutshell
pros
- Covers luxury and exotic vehicles
- 24/7 roadside assistance and towing included
- Take your car to any ASE-certified mechanic
cons
- Can’t get a quote online
- Can’t file a claim online
Overview
Nova Warranty at a Glance
What is Nova Warranty?
Nova Warranty is a car warranty service that offers two comprehensive policies to protect you in case your vehicle needs unexpected repairs. The company offers policies for most vehicles, including exotic and expensive cars. So it can be a good option if you’re unable to get a car warranty from other providers.
All Nova Warranty plans include essential services like 24/7 roadside assistance and towing. This provides peace of mind that you won’t be on the hook for a large towing bill if your car breaks down on the road. You can also take your car to any dealership or ASE-certified mechanic for repairs.
Nova Warranty offers two plans: a budget-friendly Powertrain plan and a more expensive Superior plan. The Superior plan adds coverage for turbo parts, all-wheel drive and four-wheel drive components, differentials, suspension systems, air conditioning and heating, anti-lock brakes, and advanced electronics. It also has higher payout caps than the Powertrain plan for systems like your engine and drive axle.
Air Conditioning
X
✓
Brakes
X
✓
Cooling System
X
✓
Drive Axle
✓
✓
Electrical Components
✓
✓
Engine
✓
✓
Suspension
X
✓
Fuel
X
✓
Gaskets
✓
✓
Steering
X
✓
Transfer Case
✓
✓
Transmission
✓
✓
Turbo/Supercharger
X
✓
Optional add-ons
Nova Warranty doesn’t offer any optional add-ons to its warranty plans at this time.
Plan exclusions
Nova Warranty excludes damage resulting from an accident, lack of routine maintenance, or normal wear and tear on components. You must receive approval for repairs before they’re performed for coverage to apply.
Is Nova Warranty Safe and Reliable?
Nova Warranty has a 4.5-star rating on Trustpilot after 15 reviews. Customers speak to the company’s professionalism and competitive pricing during the sign-up process. Customers who made a claim noted that they received authorization for repairs promptly.
How Nova Warranty Works
Nova Warranty pays for the cost of covered repairs to your vehicle. You must file a claim to receive authorization for repairs, then bring your car to any dealership or ASE-certified mechanic. Nova Warranty will pay the repair shop directly, so the only money you have to pay out of pocket is your deductible.
How to Get Started With Nova Warranty
You can get started with Nova Warranty by requesting a quote online or over the phone. You’ll need to provide your name, email, phone number, and state of residence along with the year, make, model, and mileage of your vehicle.
I requested a quote online and received a call back from Nova Warranty within a few hours. The agent gave me quotes for both the Powertrain and Superior plan. To activate your plan, you’ll need to sign a contract and pay for your plan’s annual premium on Nova Warranty’s site.
How to file a claim with Nova Warranty
You must contact Nova Warranty by phone or email to file a claim and receive authorization for repairs. I found that repairs are typically authorized in two to three business days. Payout caps for various components of your vehicle are specified in your contract.
Nova Warranty Customer Service
Nova Warranty offers 24/7 customer service by phone and email. I called and was connected with an agent within a few minutes. The company responded to an emailed question in about four hours.
Nova Warranty’s website has a limited set of FAQs but doesn’t offer a sample contract.
How to Cancel or Pause a Nova Warranty Subscription
You can cancel a Nova Warranty subscription at any time by contacting the company. You’ll receive a prorated refund for the remainder of your premium. If you cancel within the first 30 days, Nova Warranty will refund your entire premium.
Is There a Nova Warranty App?
Nova Warranty doesn't offer a mobile app at this time.
Nova Warranty Pricing
How Much Does Nova Warranty Cost?
Nova Warranty offers pricing by quote only. This is common practice in the car warranty industry. Pricing will depend on the make, model, year, and mileage of your vehicle. Nova Warranty plans will be more expensive for exotic and luxury vehicles.
Expect to pay around $1,000-$1,500 per year for the Powertrain plan and $2,000-$3,000 per year for the Superior plan. Nova Warranty occasionally offers discounts for your first year of service.
The plans also include a deductible, which you’ll have to pay when making covered repairs. Deductibles vary for each contract but are typically $0-$100.
Cost Per Month
By quote only
By quote only
Complete engine coverage
✓
✓
Heating and AC coverage
X
✓
24/7 roadside assistance and towing
✓
✓
Rental car coverage
✓
✓
The Powertrain plan is best if you primarily want coverage for your car’s engine and transmission, two of the more expensive components to repair. The Superior plan offers coverage for virtually all aspects of your vehicle, including interior electronics. It’s a good option if you have a luxury car that could require very expensive repairs.
Nova Warranty Alternatives
How Does Nova Warranty Compare to Other Car Warranties?
Price
By quote only
By quote only
By quote only
By quote only
Online claims
X
X
X
X
Technicians
Any ASE-certified mechanic
Any ASE-certified mechanic
Any ASE-certified mechanic
Any ASE-certified mechanic
24/7 roadside assistance
✓
✓
✓
✓
Nova Warranty vs Endurance
Endurance offers budget-friendly car warranty plans for vehicles that are up to 20 years old. It can be a good alternative to Nova Warranty if you have an older car with high mileage. Endurance has six plans available compared to only two for Nova Warranty, which gives you more flexibility in choosing what coverage you want for an aged vehicle.
Nova Warranty vs American Dream Auto Protect
American Dream Auto Protect stands out for its hassle-free claims. You can take your vehicle to any mechanic and they’ll work directly with American Dream to get authorization for repairs. However, American Dream doesn’t cover some car systems that Nova Warranty protects, including your steering and AWD/4WD systems.
Nova Warranty vs Complete Car Warranty
Complete Car Warranty is a good option if you want a warranty plan that’s perfectly tailored to your vehicle. The company lets you compare 14 warranty plans from three providers. Getting started with Nova Warranty is simpler, but doesn’t offer options in between the Powertrain and Superior plans.
Bottom Line (Is Nova Warranty Worth It?)
Nova Warranty offers two affordable car warranty plans for a wide range of vehicles, including luxury and exotic cars. The Superior plan stands out for its very comprehensive coverage, including protection for interior electronics and AWD/4WD systems. It’s easy to get a personalized quote from Nova Warranty. Once you’re covered, you can take your car to any dealership or ASE-certified mechanic for repairs.
Overall, I think Nova Warranty is a great choice for protecting your vehicle, especially if you have a luxury vehicle that other companies won’t warranty.