Best Online Therapy in 2025
Therapy on your time, in your space

Does Insurance Cover Online Therapy?

While most online therapy sites don’t accept insurance or medicaid, there are a select few that do. It's not too hard to find online therapy that takes insurance. Amwell, for example, accept health insurance because they employ board-certified physicians in addition to therapists and offer services for physical as well as mental health.

However, there’s a good chance that you’ll still pay less for most online therapy services than if you were to go through insurance anyway. So it may not be best to only search for best online therapy that takes insurance. This is because co-pays for mental health care can cost up to $60 per session—the same price it will cost, on average, to speak to an online therapist on a site such as Betterhelp or ReGain. In fact, because these services offer financial aid, you might very well end up paying far less than finding online counseling covered by insurance.

Why Use Online Therapy Without Insurance?

The question of using health insurance for therapy is a sensitive one, and it’s up to each person to decide how they prefer to approach it.

Health insurance has been increasingly more accommodating to mental health and support services, which is a major step forward. Nonetheless, some people choose to forego using their health insurance even when their therapists do accept it. This is due to the sensitive nature of therapy. Some people prefer to keep their counseling sessions not on file with insurance providers. Therapy is a personal matter, and many choose to keep it to themselves rather than disclose it to their insurance company, which is one reason many prefer online therapy to traditional face-to-face counseling.

Where Are People Most Lonely?

Feeling lonely is something everyone goes through now and then. It can be influenced by factors like relationships, your living situation, and how happy you are. With that in mind, we set out to determine which states have more people feeling lonely by conducting an in-depth survey.

Expert Tips for Coping with Loneliness

Everyone feels lonely from time to time, but it’s important to learn how to cope with loneliness so it doesn’t affect your long-term mental and physical health. Here are some expert tips on how to cope with loneliness.

Recite Self Love Affirmations

Kelly Armatage, a trained counselor and CBT therapist, defines loneliness as an inner void caused by a disconnection from the heart or a rejection of oneself.

“In order to fill up this inner void, it is important to connect to our own heart, connect to our inner child, and open up to love,” says Armatage. One of the best techniques for connecting with your heart is reciting self-love affirmations such as, “There is love, fulfillment, peace, and joy from within.”

Armatage concludes, “As you connect with your heart, you will then know just how unlonely being alone can be.”

Try a New Hobby

Hobbies are an excellent approach to dealing with loneliness because they allow people to focus on activities they enjoy, contributing to a sense of purpose.

Whether it's painting, writing, gardening, or learning to play a musical instrument, a new hobby can bring a sense of fulfillment and self-expression, according to psychologist Dana Klisanin.

Go to Therapy

“The cure for loneliness is connection,” says Dr. Annie Zimmerman, a psychotherapist and author of Your Pocket Therapist. “The best way to be less lonely is to be vulnerable with a safe person.”

However, that’s not always easy. Sometimes, people need an unbiased third person to talk to about their vulnerability. “This is why therapy works — our hidden vulnerable parts finally feel seen and understood,” says Zimmerman.

Whether you live in one of the top loneliest states in America or not can affect how lonely you feel and can affect your levels of loneliness. Consider investing in an online therapy service as a supportive resource if you are experiencing loneliness.